HDHP/HSA (HIGH DEDUCTIBLE HEALTH PLAN / HEALTH SAVINGS ACCOUNT)
The HDHP plan is a High Deductible Health Plan coupled with a Health Savings Account (HSA), which is a pre-tax funded account that can be used toward eligible healthcare expenses. This plan has an annual deductible that must be met before insurance will pay for most services but maintains a lower month-to-month premium.
Webcor contributes funds to the HSA, and these funds belong to the employee and never expire. Employees can also contribute their own money on a pre-tax basis to the HSA.
Traditional HMO
Webcor offers a traditional Kaiser HMO plan that provides convenient access to many services under one roof at most locations. The traditional HMO plan utilizes simple copays for each service with no deductible.
All care is provided in-network with no coverage when using non-Kaiser providers, unless emergency care is needed. This medical plan option is offered at no cost for employees who only need to cover themselves and with low premiums if covering dependents.
Webcor offers a PPO High Deductible Health Plan and an HMO so that employees can choose the right coverage themselves and their dependents.